piechart.jpg | Disability Pensions

Factoids

10 of 39 in Quincy

In Quincy, from June 2003 through June 2008, the rate for police was 26 percent – 10 out of 39 officers retired on accidental disability.

State Police: 27%

From June 2003 through June 2008, the rate of accidental disability retirements among State Police was 27 percent, or 90 out of 335 retirements.

Payments for Medicare

Both public and private sector employees in Massachusetts have 1.45% of their pay deducted for the Medicare portion of Social Security.

Pensions rise $360 per year

Public employee pensions in Massachusetts increase by a maximum of 3 percent on the first $12,000 of a retirement allowance each year. That’s $360 per year.

Private sector numbers

Private sector employees contribute 6.2 percent of their gross pay to Social Security and their employers contribute another 6.2 percent. Self-employed workers contribute 12.4 percent.

6.9 percent

Statewide in 2008, 12,933 of the 186,700 retired public employees, including city, town and state workers and teachers, received accidental disability benefits. That’s 6.9 percent.

In 1983, 62 percent of American workers were covered by a defined benefit retirement plan and 12 percent had defined contribution plans. By 2007, the numbers had flip- flopped, with 17 percent covered by defined benefit and 63 percent by defined contribution plans.

Social Security differs in Mass.

Massachusetts is one of the 15 states in which public employees don’t pay into Social Security and don’t collect it. People who contributed to Social Security while working in the private sector then went into the public sector, lose as much as 55 percent of their Social Security benefit if they are also collecting a public pension.

319 teachers

As of May, 319 of the 52,508 retired teachers statewide were on accidental disability, or 0.6 percent.

Social Security disabilities

Social Security paid disability benefits to more than 9 million people in 2008, about 90 percent of them were considered disabled workers. Mental disorders was the diagnosis for about a third of the people considered unable to work.